Just my luck

This morning I was running a little late for work... as I was gathering my things I kept trying to pump myself up for the day because I had to work and Austin doesn't, so it's hard to want to be at work when he gets to hang out at home and not only do I have to work today, I have to work tonight also. Anyway, as I am leaving I get in my car get all my stuff situated and head out, pull out of the complex and drive down the street as usual. A truck is pulling out of the apartment complex almost directly across the street from mine, she keeps coming so I swerve out of her way and BOM!, she still hits me! UHG! I slam on my brakes and jump out of the car with hands in the air yelling, 'can you not see!', and what do I get? A studdering, 'n..nn..o englis-a'. Come on! I was pissed! We were both in the middle of the road, so we both get back in our cars and move them to the side. I get out and asked her if she has insurance, she replied shaking her head yes. I call the police. I call Austin. Then I called my office. We aren't standing there very long at all and a police officer came on his motorcycle. One of the nicest I have ever delt with (I haven't had to deal with many) I told him what happened and then told him she didn't speak english. He went over to her and had a very strong gringo accent but knew the few key words... ANYWAY, so my car isn't driveable because she hit the back wheel and I have a nice dent in my car! I am super stressed about it and we don't know if she has insurance or not! This isn't fun!